Welcome. Thank you for visiting the Fertilityformulas.com (“Website”) and reviewing our Terms of Use. Fertilityformulas.com and Patricia Karnowski M.S.O.M. hereinafter collectively referred to as Fertilityformulas.com makes this Website, including all information, documents, catalogs, communications, files, text, graphics, and audio/visual files (collectively, the “Materials”) available for your use subject to the Terms of Use set forth in this document. It spells out what you can expect from us and what we expect from you.

1. ACCEPTANCE OF TERMS OF USE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING, USING, OR DOWNLOADING IN ANYWAY, WITHOUT LIMITATION, ANY MATERIALS FROM THIS WEBSITE OR MERELY BROWSING THIS WEBSITE, YOU AGREE TO AND ARE BOUND BY THESE TERMS OF USE.

Patriciasherbs.com reserves the right to change the Terms of Use at any time, without prior notice to any Website visitor (“User”). YOU ARE HEREBY ADVISED THAT YOUR CONTINUED USE OF OUR WEBSITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS OF USE AND ANY SUBSEQUENT AMENDMENTS TO THESE TERMS OF USE. If you breach any of the Terms of Use, your authorization to use this Website automatically terminates, and any of the Materials downloaded or printed from this Website must be immediately destroyed.

2. NON-TRANSFERABILITY

A User’s right to use this Website is not transferable.

3. MEDICAL DISCLAIMERS

The content of this Website, such as text, graphics, images, and other Material contained on this Website are for informational purposes only and are not intended in any way to substitute for professional medical advice, diagnosis, or treatment. Users are encouraged to develop a professional relationship with physicians and other medical practitioners and regularly consult with them to seek their advice. Never disregard professional medical advice or delay in seeking it because of something you have read, viewed, or heard on this Website. Users should review any information supplied to or on this Website with their own medical professional.

While Fertilityformulas.com attempts to prevent unauthorized access to our Website files, such access may occur.  Please consider that when deciding what personal medical information you choose to share on or through this Website.  Specific information aboutPatriciasherbs.com policy with regard to medical information can be found in our HIPPA Policy.

Fertilityformulas.com Designated Agent is:
Patricia Karnowski

1187 S Elms Rd
Flint, Michigan
48532

patricia@Fertilityformulas.com

4. PRIVACY AND PROTECTION OF PERSONAL INFORMATION

Fertilityformulas.com and Patricia Karnowski M.S.O.M. respects the privacy of visitors to our Website. Please see Fertilityformulas.com Privacy Policy relating to the collection and use of your information. User acknowledges and agrees that this Privacy Policy, including but not limited to the manner in which Fertilityformulas.com collects, uses and discloses User’s personally identifiable information, is incorporated and made part of these Terms of Use. If User does not agree to each and every part ofFertilityformulas.com Privacy Policy, then User should not use this site or submit or post any personally identifiable information on this site. Questions regarding Website privacy issues should be directed to patricia@Fertilityformulas.com

5. DISCLAIMERS AND LIMITATION OF LIABILITY

User expressly agrees that use of Fertilityformulas.com Website and service is at User’s sole risk. Neither Fertilityformulas.com and Patricia Karnowski, nor its affiliates, nor any of their officers, directors, or employees, agents, third-party content providers, merchants, sponsors, licensors (collectively, “Providers”), or the like, warrant that websites affiliated with Fertilityformulas.com and Patricia Karnowski, including but not limited to this Website, will be uninterrupted, error-free, or free of viruses, worms, Trojan horses, keyboard loggers, spyware, adware, malware, harmful or malicious code, or other defects. The information, products, and services published on this Website may contain inaccuracies or typographical errors. The Providers make no warranty as to the results that may be obtained from the use of Fertilityformulas.com Website or as to the accuracy, reliability, or currency of any information content, service, or merchandise provided through Fertilityformulas.com Website.

 

 

 

THIS WEBSITE IS PROVIDED BY Fertilityformulas.com and Patricia Karnowski ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, Fertilityformulas.com AND THE PROVIDERS DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED AND STATUTORY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS.

Fertilityformulas.com AND PATRICIA KARNOWSKI THE PROVIDERS MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE, SECURITY OF THE WEBSITE, THE AVAILABILITY OF ANY SERVICES OFFERED ON OR THROUGH THE WEBSITE, OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS WEBSITE. ANY MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.

NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY Fertilityformulas.com AND PATRICIA KARNOWSKI AFFILIATES, NOR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PROVIDERS, OR THE LIKE, SHALL CREATE A WARRANTY OF ANY KIND; NOR SHALL USER RELY ON ANY SUCH INFORMATION OR ADVICE.

SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS THAT VARY FROM STATE TO STATE AND JURISDICTION TO JURISDICTION.

If you are dissatisfied with this Website and/or Materials, your sole and exclusive remedy is to discontinue your use of this Website.

 

 

 

Fertilityformulas.com AND PATRICIA KARNOWSKI DOES NOT GUARANTEE THE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THIS WEBSITE OR ANY RELATED SERVICES. THE OPERATION OF THIS WEBSITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE THE CONTROL OF Fertilityformulas.com AND PATRICIA KARNOWSKI.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT Fertilityformulas.com AND PATRICIA KARNOWSKI AND THE PROVIDERS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF OR INABILITY TO USE THIS WEBSITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES WHETHER SUCH CLAIM IS BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, (EVEN IF Fertilityformulas.com AND PATRICIA KARNOWSKI OR ITS PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES).

THE LIMITATIONS OF THIS PARAGRAPH SHALL APPLY NOTWITHSTANDING ANY RELIANCE BY A USER ON ANY INFORMATION OBTAINED FROM THIS WEBSITE OR OTHER Fertilityformulas.com OR PATRICIA KARNOWSKI THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR E-MAIL, ERRORS, DEFECTS, VIRUSES OR OTHER MALICIOUS CODE, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO Fertilityformulas.com AND/OR PATRICIA KARNOWSKI RECORDS, PROGRAMS, OR SERVICES, AND WHETHER OR NOT Patriciasherbs.com OR PATRICIA KARNOWSKI HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. USER HEREBY ACKNOWLEDGES THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, MERCHANDISE, AND SERVICES AVAILABLE THROUGH THIS WEBSITE.

SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF AND RELIANCE ON THE CHINESE HERBAL FORMULAS AND OR PATRICIA KARNOWSKI SERVICES, FROM INABILITY TO USE THE CHINESE HERBAL FORMULAS AND PATRICIA KARNOWSKI SERVICES, OR FROM THE INTERRUPTION, SUSPENSION, OR TERMINATION OF THE Fertilityformulas.com SERVICES (INCLUDING SUCH DAMAGES INCURRED BY THIRD PARTIES).

SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

If you are dissatisfied with this Website and/or Materials, your sole and exclusive remedy is to discontinue your use of this Website.

 

 

 

The User agrees to use this Website only for lawful purposes. Unacceptable uses of the Website include without limitation: (i) engaging in any illegal activity or the planning of any illegal activity; (ii) disseminating or transmitting statements or material that, to a reasonable person, may be abusive, obscene, pornographic, defamatory, harassing, grossly offensive, vulgar, threatening or malicious; (iii) creating, disseminating or transmitting files, graphics, software or other material that actually or potentially infringes the copyright, trademark, patent, trade secret, publicity or other intellectual property rights of any person; (iv) creating a false identity or otherwise attempting to mislead any person as to the identity or origin of any communication; (v) exporting, re-exporting or permitting the downloading of any message, software or content in violation of any export or import law, regulation or restriction of the United States and its agencies or authorities, or without all required approvals, licenses or exemptions; (vi) interfering, disrupting or attempting to gain unauthorized access to other accounts on the Website or any other computer network; (vii) disseminating or transmitting viruses, worms, Trojan horses, RATs, keyboard loggers, time bombs, spyware, adware, cancelbots or any other malicious or invasive code or program; or (viii) engaging in any other activity deemed by Fertilityformulas.com or Patricia Karnowski to be in conflict with the spirit or intent of this Website.

 

 

 

These Terms of Use are effective until terminated by either party. You may terminate these terms at any time by discontinuing use of the this Website and destroying all Materials obtained from this Website and all copies thereof, whether made under these Terms of Use or otherwise. Your access to the this Website may be terminated immediately without notice from Fertilityformulas.com and/or Patricia Karnowski if in our sole discretion you fail to comply with any term or provision of these Terms of Use. Upon termination, you must cease use of this Website and destroy all Materials obtained from this Website and all copies thereof, whether made under these Terms of Use or otherwise.

 

 

This Website can be accessed from locations around the world. Fertilityformulas.com and Patricia Karnowski makes no representations that this Website or the Materials available through it are appropriate for use at other locations outside the United States. Access to this Website from locations where this Website or any of its Materials are illegal is prohibited. If you access this Website from a location outside the United States, you are responsible for compliance with all local and/or international laws.

 

 

If you use this Website, you are responsible for restricting access to your computer and ensuring that your computer is free from all types of malicious code, spyware, viruses, Trojans, etc. that may track any data you enter via this Website.

Fertilityformulas.com and Patricia Karnowski reserves the right to monitor all network traffic to this Website to identify and/or block unauthorized attempts or intrusions to upload or change information or cause damage to this Website in any fashion. Anyone using this Website expressly consents to such monitoring.

 

 

 

This Website is controlled by Patricia Karnowski from its offices in the State of Michigan.  As such, by visiting Fertilityformulas.com and Patricia Karnowski, even if accessed from a location outside the United States, you agree that the laws of the State of Michigan will govern these disclaimers, terms of use, and privacy statement, without giving effect to any principles of conflicts of laws. Fertilityformulas.com and Patricia Karnowski reserves the right to make changes to its Website and these disclaimers, terms of use, and privacy statement at any time. User hereby irrevocably and unconditionally consents to jurisdiction in the State of Michigan.

 

 

 

The failure of Fertilityformulas.com and Patricia Karnowski to require or enforce strict performance by User of any provision of these Terms of Use or to exercise any right under them shall not be construed as a waiver or relinquishment of Fertilityformulas.com and Patricia Karnowski’s right to assert or rely upon any such provision or right in that or any other instance.

The provisions of these Terms of Use are intended to be severable. If for any reason any provision of these Terms of Use shall be held invalid or unenforceable in whole or in part by any court of competent jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such determination of invalidity or unenforceability without affecting the validity or enforceability thereof in any other manner and without affecting the remaining provisions hereof, which shall continue to be in full force and effect.

 

 

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Website, Terms of Use, or Privacy Policy must be filed within ONE (1) YEAR after such claim or cause of action arose or be forever barred.

 

 

These Terms of Use constitute the entire agreement between the User andFertilityformulas.com and Patricia Karnowski  with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of the Terms of Use or Privacy Policy will be effective only if in writing and signed by Patricia Karnowski and Fertilityformulas.com.

THE SECTION TITLES IN THE TERMS OF USE AND PRIVACY POLICY ARE FOR CONVENIENCE ONLY AND HAVE NO LEGAL OR CONTRACTUAL EFFECT.

DATE LAST MODIFIED: June 2018

THESE TERMS OF USE MAY BE CHANGED AT ANY TIME, WITHOUT PRIOR NOTICE TO ANY VISITOR

 

 

 

  • The records are not available to you as discussed immediately above.
  • The record is accurate and complete.

 

If we deny your request for amendment/correction, we will notify you why, how you can attach a statement of disagreement to your records (which we may rebut), and how you can register a concern. If we grant the request, we will make the correction and distribute the correction to those who need it and those whom you identify to us that you want to receive the corrected information.

  • Obtain an accounting of non-routine uses and disclosures, those other than for treatment, payment, and health care operations. We do not need to provide an accounting for the following disclosures:
    • To you for disclosures of protected health information to you.
    • For the facility directory or to persons involved in your care or for other notification purposes as provided in the federal privacy regulations.
    • For national security or intelligence purposes under § 164.512(k)(2) of the federal privacy regulations (disclosures not requiring consent, authorization, or an opportunity to object).
    • To correctional institutions or law enforcement officials under § 164.512(k)(5) of the federal privacy regulations (disclosures not requiring consent, authorization, or an opportunity to object).
    • That occurred before April 14, 2003.

We must provide the accounting within 60 days. The accounting must include the following information:

  • Date of each disclosure.
  • Name and address of the organization or person who received the protected health information.
  • Brief description of the information disclosed.
  • Brief statement of the purpose of the disclosure that reasonably informs you of the basis for the disclosure or, in lieu of such statement, a copy of your written authorization or a copy of the written request for disclosure.

The first accounting in any 12-month period is free. Thereafter, we reserve the right to charge a reasonable, cost-based fee.

  • Revoke your consent or authorization to use or disclose health information except to the extent that we have taken action in reliance on the consent or authorization.

IV. Our Responsibilities under the Federal Privacy Standard

In addition to providing you your rights, as detailed above, the federal privacy standard requires us to take the following measures:

  • Maintain the privacy of your health information, including implementing reasonable and appropriate physical, administrative, and technical safeguards to protect the information.
  • Provide you this notice as to our legal duties and privacy practices with respect to individually identifiable health information that we collect and maintain about you.
  • Abide by the terms of this notice.
  • Train our personnel concerning privacy and confidentiality.
  • Implement a sanction policy to discipline those who breach privacy/ confidentiality or our policies with regard thereto.
  • Mitigate (lessen the harm of) any breach of privacy/confidentiality.

We will not use or disclose your health information without your consent or authorization, except as described in this notice or otherwise required by law.

WE RESERVE THE RIGHT TO CHANGE OUR PRACTICES AND TO MAKE THE NEW PROVISIONS EFFECTIVE FOR ALL INDIVIDUALLY IDENTIFIABLE HEALTH INFORMATION THAT WE MAINTAIN.  IF WE CHANGE OUR INFORMATION PRACTICES, WE WILL MAIL A REVISED NOTICE TO THE ADDRESS THAT YOU HAVE GIVEN US.

V. How to Get More Information or to Report a Problem

If you believe your privacy rights have been violated, you have the right to forward complaints to the Secretary of the Department of Health and Human Services. Complaints may be provided verbally or in writing. Complaints or questions may be also be directed to our privacy officer. If you have questions and/or would like additional information, you may contact the privacy officer at the following address and telephone number:

Privacy Officer
Patricia Karnowski M.S.O.M.

1187 S Elms Rd
Flint, Michigan
48532

ATTN: Privacy Officer

Effective date: June 2018

 

 

 

(Date Last Modified: June 2018)

At Fertilityformulas.com, we respect and value your privacy. This privacy statement describes and applies to the information we collect from you when you visit Fertilityformulas.com website (the “Website”), how we use that information, and under what circumstances we disclose it. It will also give you more information about how to manage the personal information that you provide to us through this site. This statement applies only to information you provide to us online while visiting or using our Website. It does not apply to information we have obtained or may obtain offline through other traditional means.

The Fertilityformulas.com also maintains a separate Notice of Privacy Practices, as required by law,  that applies to protected health information that it collects from individuals. You may view that statement below

1. THE INFORMATION WE COLLECT

When you use our website, we receive and collect certain information. The information that we receive and collect depends on what you do when you visit this Website.

Automatically Collected Information

Some information is automatically received and sometimes collected from you when you visit the Website. This information may include some or all of the following items: the name of the domain and host from which you access the Internet, including the Internet protocol (IP) address of the computer you are using and the IP address of your Internet Service Provider; the type and version of Internet browser software you use and your operating system; the date and time you access our site, the length of your stay and the specific pages, images, video or forms that you access while visiting the site; the Internet address of the website from which you linked directly to our website, and if applicable, the search engine that referred you and any search strings or phrases that you entered into the search engine to find this site; and demographic information concerning the country of origin of your computer and the language(s) used by it.

We use this information to monitor the usage of our website, assess its performance, ensure technological compatibility with your computer, and understand the relative importance of the information provided on our website. We may also use this data to conduct statistical analyses on visitors’ usage patterns and other aggregated data.

Information Collected via Cookies

“Cookies” are small files or records that are placed on your computer’s hard drive to distinguish you from other visitors to the website. The use of cookies is a standard practice among websites to collect or track information about your activities while using the website. A cookie may enable the website holder to track how a visitor navigates through its website and the areas in which they show interest. This is similar to a traffic report: it tracks trends and behaviors, but does not identify individuals. Information gathered may include date and time of visits, pages viewed, time spent at the site, and the website visited just before and just after the Website.

Cookies can be set to expire: (1) on a specified date; (2) after a specific period of time; (3) when a transaction has been completed; or (4) when a user turns off his/her Internet browser. A cookie that is erased from memory when a visitor’s Internet browser closes is called a “session” cookie. Cookies that expire based on a time set by the Web server are called “persistent” cookies.

The Website uses “session cookies”, which disappear from your computer after you have closed your Internet browser. Most people do not know that cookies are being placed on their computers when they visit the Website or most websites because browsers are typically set to accept cookies. You can choose to have your browser warn you every time a cookie is being sent to you or you can turn off cookie placements. If you refuse cookies, you can still browse the Website.

Information Collected Using Pixel Tags or Clear GIFs

Pixel Tags or Clear GIFs, also known as Web Beacons or Web Bugs, are transparent graphical images placed on a website. The Website does not currently use these items on its website.

Information You Actively Submit

For most of the browsing on our website, we neither require nor collect “User Information.” User Information is information that could personally identify you, for example, your name, e-mail address, billing address, shipping address(es), telephone/fax number(s), credit card information, photographs, questions, and any other information you choose to submit. You can browse the Website and take as much time as you want to review our services without having to submit such User Information.

In the following instance, however, we do need you to actively submit User Information – when you want to contact Fertilityformulas.com via electronic means or website submission. It is possible that you may also submit personal information when you use the search functions on the Website. Furthermore, we collect any User Information you submit via various webpages including, but not limited to, Patriciasherbs.com forms submission, to purchase products or services, and any question submission webpages.

E-mail or other forms of electronic communication, including website submission, are not secure and/or confidential means of communication. While Patriciasherbs.com attempts to prevent unauthorized access to your User Information, or other information you submit, such access may occur.

We do not require you to provide any personal medical information about yourself to us online, and we ask that you do not share personal medical information that you wish to keep confidential. The information you provide is not protected under confidentiality laws that protect physician-patient communications. Please carefully select what you choose to disclose. Personal medical information that Patriciasherbs.com receives in any manner is subject to separate privacy practices. Our statement regarding the treatment of such information can be read on the following page: HIPPA POLICY.

Personal Information about Children

The Website is targeted for use by adults. We do not currently market to or create special areas for use by children.

When you send an e-mail to us, you are communicating with us electronically and consent to receive communication from us electronically. We may retain the content of the e-mail, your e-mail address, and our response in order to service your needs. We may use the data that you provide to send you e-mail and for other business purposes.

If you no longer wish to receive marketing e-mail from Patriciasherbs.com, you may unsubscribe by doing any one of the following actions:

1. Send an e-mail with your current information to: patricia@Fertilityformulas.com or

2. Send a request in writing with your current information to: Patricia Karnowski M.S.O.M.,

1187 S Elms Rd
Flint, Michigan
48532

If you send an e-mail or letter request, please be sure to include your full name, address, phone number and e-mail address. This will ensure we identify you correctly in our systems and accurately process your request. Please note that opting out of e-mail communications may not opt you out of receiving other hard copy information.

Fertilityformulas.com will take appropriate steps to implement your request to opt-out of receiving marketing communications. Please note that due to production, mailing and system timelines, in order to remove you from our marketing lists, it may take up to 10 business days for e-mails. Until that change takes effect, you may still receive marketing communications from us.

Also, please note that even though you may have opted out of receiving marketing communications, you may still receive business-related communications. Please be aware that opting-out of certain third party use may prevent us from providing certain services or products that you request.

2. HOW WE USE AND SHARE USER INFORMATION

Patriciasherbs.com may use and share your User Information with third parties, including personally identifiable information, without limitation, in the following manner:

  • In response to judicial or other governmental subpoenas, warrants and court orders served onPatriciasherbs.com in accordance with their terms, or as otherwise required by applicable law;
  • To comply with legal, regulatory or administrative requirements of governmental authorities;
  • To protect our rights or property, protect our legitimate business interests, to enforce the provisions of our Privacy Statement and Terms of Use, in cases of customer fraud/disputes, and/or to prevent harm to you or others;
  • To protect or defend Fertilityformulas.com and Patricia Karnowski M.S.O.M. and any of their officers, directors, employees, attorneys, agents, contractors and partners, in connection with any legal action, claim or dispute;
  • In association with any purchases you make, including the verification, billing, and crediting of your credit card or other payment medium when you make a purchase and notifying you about the status of your purchase and to fulfill and deliver your purchase;
  • To provide any products or services that you have requested;
  • To send marketing communications and purchase confirmations that you have opted-in to or otherwise agreed to receive;
  • To share aggregated statistical or demographic data with our affiliates and/or business partners;
  • To provide data with our affiliates and/or business partners to assist us in maximizing our business potential;
  • To update your user account with any information we receive from you or from third- parties about you; or
  • User Information may be disclosed, sold or otherwise transferred if Fertilityformulas.com or Patricia Karnowski M.S.O.M is sold or offered for sale to another company or person(s), if a petition for relief under the United States Bankruptcy Laws is filed by or against Fertilityformulas.comPatriciasherbs.com and/or Patricia Karnowski  becomes subject to an order of appointment of a trustee or receiver.

We believe that, except where we are compelled by law to disclose your personally identifiable information, you should have a right to choose (opt-out) whether we disclose your personally identifiable information to a third party or use your personally identifiable information for a purpose incompatible with the purpose(s) for which it was originally provided or subsequently authorized by you. Please be aware that opting out of certain third party use may prevent us from providing certain services or products that you request.

When you click on links on our website that take you to third-party websites, you will be subject to the third parties’ privacy policies. While we support the protection of privacy on the Internet, Fertilityformulas.com and Patricia Karnowski cannot be responsible for the actions of any third-party websites. We encourage you to read the posted privacy statement of any and every website you visit, whether you are linking from our website or browsing on your own.

Patriciasherbs.com may from time to time provide sponsored links to third-party websites. If you click on a sponsored link, a new window containing a third-party’s website may appear. Unless you are on the Fertilityformulas.com website, any time that you have moved to a window, you should assume that your personal information is being collected, used and disclosed in accordance with the privacy policy of this third-party website. If you are unsure as to whose privacy policy applies, please contact us by sending your question to the address below.

3. ACCESS TO AND MANAGING YOUR USER INFORMATION

We believe it is important for you to be able to find out what personally identifiable information you have provided to us through our website. If you have provided us with personally identifiable information, you can contact us to request that we provide you with the personally identifiable information we have in our records about you. We reserve the right to limit the number of times such a request can be made and to charge you for responding to such requests if this process is misused or abused.

We know you want the personally identifiable information we have on record about you to be as complete and accurate as possible. We feel the same way. If you become aware that personally identifiable information or sensitive information you may have provided that we have in our records about you is inaccurate, incomplete, or incompatible with the purposes for which it was provided or subsequently authorized by you, please notify us using the contact information provided below. To inquire about your personally identifiable or sensitive information, and to correct, amend, or delete such information please:

1. Send an e-mail with your current information to: patricia@Fertilityformulas.com or

2. Send a request in writing with your current information to: Patricia Karnowski M.S.O.M.,

1187 S Elms Rd
Flint, Michigan
48532

4. WHAT YOU NEED TO DO TO PROTECT YOUR PERSONALLY IDENTIFIABLE INFORMATION

You have several options when deciding how you can best protect your personally identifiable information. One option is simply not to volunteer it. As stated above, this approach would allow you to still visit our website.

The Federal Trade Commission’s website, www.ftc.gov, also offers useful information about how to protect personally identifiable information provided to a website.

5. WHAT TO DO ABOUT SUSPECTED VIOLATIONS OF THIS PRIVACY STATEMENT

If at any time you believe Fertility Formulas has not adhered to the policies and principles set forth in this Privacy Statement, please notify us using the contact information provided above. We will make all commercially reasonable efforts to promptly address your concerns.

6. CHANGES TO PRIVACY POLICIES

If we change our Privacy Policy, we will post those changes on our website so you are always aware of what information we collect, how we use it, how we protect it and under what circumstances, if any, we disclose it. Unless we clearly express otherwise, we will use information in accordance with the Privacy Policy under which the information was collected. YOU ARE HEREBY ADVISED THAT YOUR CONTINUED USE OF OUR SITE CONSTITUTES YOUR ACCEPTANCE OF ANY AMENDMENTS TO AND THE MOST RECENT VERSION OF THIS PRIVACY STATEMENT.

7. QUESTIONS OR COMMENTS

If you have any questions or comments concerning our privacy policy, please contact us:

1. Send an e-mail with your current information to: patricia@Fertilityformulas.com or

2. Send a request in writing with your current information to: Patricia Karnowski,

1187 S Elms Rd
Flint, Michigan
48532

 

 

 

 

THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.

Notice Regarding Privacy of Personal Health Information

Understanding Fertilityformulas.com and Patricia Karnwoski M.S.O.M. Health Record Information

Federal regulations developed under the Health Insurance Portability and Accountability Act (HIPAA) requires that Patriciasherbs.com provide you with this Notice Regarding Privacy of Personal Health Information. The Notice describes (1) how Patriciasherbs.com may use and disclose your protected health information, (2) your rights to access and control your protected health information in certain circumstances, and (3) Patriciasherbs.com duties and contact information.

I. Protected Health Information

“Protected Health Information” (PHI) is health information created or received by your health care provider that contains personal information that may be used to identify you, such as demographic data. It includes written or oral health information that relates to your past, present, or future physical or mental health; the provision of health care to you; and your past, present, or future payment for health care.

II. The Use and Disclosure of Protected Health Information in Treatment, Payment, and Health Care Operations

Each time you visit a hospital, a physician, or another health and healing provider, the provider makes a record of your visit. Typically, this record contains your health history, current symptoms, examination and test results, diagnoses, treatment, and plan for future care or treatment. This information, often referred to as your medical record, may be used in the course of providing treatment, obtaining payment for treatment, and conducting health care operations.

Treatment. Fertilityformulas.com and Patricia Karnowski M.S.O.M. may use and disclose your protected health information in the course of the following:

  • Basis for planning your care and treatment.
  • Means of communication among the many health professionals who contribute to your care.
  • Legal document describing the care that you received.

Payment. When needed, Fertilityformulas.com and Patricia Karnowski M.S.O.M. will use or disclose your protected health information for the following:

  • Means by which you or a third-party payer can verify actual services received and billed for.
  • Requests by health insurance companies to demonstrate medical necessity, or for utilization review purposes.

Health Care Operations. Fertilityformulas.com  and Patricia Karnwski M.S.O.M. may use or disclose your protected health information for management and administrative purposes, and to offer quality health care. This may include the following:

  • Medical education.
  • Source of information for public health officials charged with improving the health of the regions they serve.
  • Assess the appropriateness and quality of care that you received.
  • Improve the quality of health care and achieve better patient outcomes.
  • Accreditation, certification, licensing, or credentialing activities.
  • Reviews and audits such as compliance reviews, medical reviews, legal services, and maintaining compliance programs.
  • Business management and general administrative activities.

Other Uses and Disclosures. As part of treatment, payment, and healthcare operations, Patriciasherbs.com may also use or disclose your protected health information to: (1) remind you of an appointment or to schedule a phone appointment with one of our health professionals including leaving appointment reminder information on your telephone answering machine; (2) inform you of potential treatment alternatives or options; or (3) communication to your physician and other healthcare professionals after you have left the care of our Fertilityformulas.com professionals.

Understanding what is in your health records and how your health information is used helps you to:

  • Ensure its accuracy and completeness.
  • Understand who, what, where, why, and how others may access your health information.
  • Make informed decisions about authorizing disclosure to others.
  • Better understand the health information rights detailed below.

III. Your Rights under the Federal Privacy Standard

Although your health records are the physical property of the health care provider who completed it, you have the following rights with regard to the information contained therein:

  • Request restriction on uses and disclosures of your health information for treatment, payment, and health care operations. “Health care operations” consist of activities that are necessary to carry out the administrative and management duties of the providers. We do not, however, have to agree to the restriction. If we do, we will adhere to it unless you request otherwise or we give you advance notice. The right to request restriction does not extend to uses or disclosures permitted or required under the following sections of the federal privacy regulations: § 164.502(a)(2)(i) (disclosures to you), 164.510(a) (for facility directories, but note that you have the right to object to such uses), or 164.512 (uses and disclosures not requiring a consent or an authorization). The latter uses and disclosures include, for example, those required by law, such as mandatory communicable disease reporting. You may also ask us to communicate with you by alternate means, and if the method of communication is reasonable, we must grant the alternate communication request. You may request restriction or alternate communications for treatment, payment, and health care operations.
  • Obtain a copy of this notice of information practices. Although we have posted a copy on our website, you have a right to a hard copy upon request.
  • Inspect and copy your health information upon request. Again, this right is not absolute. In certain situations, such as if access would cause harm, we can deny access. You do not have a right of access to the following:
    • Counseling notes. Such notes consist of those notes that are recorded in any medium by a health care provider who is a mental health professional documenting or analyzing a conversation during a private, group, joint, or family counseling session and that are separated from the rest of your medical record.
    • Information compiled in reasonable anticipation of or for use in civil, criminal, or administrative actions or proceedings.
    • Protected health information (“PHI”) that is subject to the Clinical Laboratory Improvement Amendments of 1988 (“CLIA”), 42 U.S.C. § 263a, to the extent that giving you access would be prohibited by law.
    • Information that was obtained from someone other than a health care provider under a promise of confidentiality and the requested access would be reasonably likely to reveal the source of the information.

In other situations, we may deny you access, but if we do, we must provide you a review of our decision denying access. These “reviewable” grounds for denial include the following:

  • A licensed healthcare professional, such as your attending physician, has determined, in the exercise of professional judgment, that the access is reasonably likely to endanger the life or physical safety of yourself or another person.
  • PHI makes reference to another person (other than a health care provider) and a licensed health care provider has determined, in the exercise of professional judgment, that the access is reasonably likely to cause substantial harm to such other person.
  • The request is made by your personal representative and a licensed health care professional has determined, in the exercise of professional judgment, that giving access to such personal representative is reasonably likely to cause substantial harm to you or another person. For these reviewable grounds, another licensed professional must review the decision of the provider denying access within 60 days. If we deny you access, we will explain why and what your rights are, including how to seek review. If we grant access, we will tell you what, if anything, you have to do to get access. We reserve the right to charge a reasonable, cost-based fee for making copies.
  • Request amendment/correction of your health information. We do not have to grant the request if the following conditions exist:
    • We did not create the record. If, as in the case of a consultation report from another provider, we did not create the record, we cannot know whether it is accurate or not. Thus, in such cases, you must seek amendment/correction from the party creating the record. If the party amends or corrects the record, we will put the corrected record into our records.
    • The records are not available to you as discussed immediately above.
    • The record is accurate and complete.

If we deny your request for amendment/correction, we will notify you why, how you can attach a statement of disagreement to your records (which we may rebut), and how you can register a concern. If we grant the request, we will make the correction and distribute the correction to those who need it and those whom you identify to us that you want to receive the corrected information.

  • Obtain an accounting of non-routine uses and disclosures, those other than for treatment, payment, and health care operations. We do not need to provide an accounting for the following disclosures:
    • To you for disclosures of protected health information to you.
    • For the facility directory or to persons involved in your care or for other notification purposes as provided in the federal privacy regulations.
    • For national security or intelligence purposes under § 164.512(k)(2) of the federal privacy regulations (disclosures not requiring consent, authorization, or an opportunity to object).
    • To correctional institutions or law enforcement officials under § 164.512(k)(5) of the federal privacy regulations (disclosures not requiring consent, authorization, or an opportunity to object).
    • That occurred before April 14, 2003.

We must provide the accounting within 60 days. The accounting must include the following information:

  • Date of each disclosure.
  • Name and address of the organization or person who received the protected health information.
  • Brief description of the information disclosed.
  • Brief statement of the purpose of the disclosure that reasonably informs you of the basis for the disclosure or, in lieu of such statement, a copy of your written authorization or a copy of the written request for disclosure.

The first accounting in any 12-month period is free. Thereafter, we reserve the right to charge a reasonable, cost-based fee.

  • Revoke your consent or authorization to use or disclose health information except to the extent that we have taken action in reliance on the consent or authorization.

IV. Our Responsibilities under the Federal Privacy Standard

In addition to providing you your rights, as detailed above, the federal privacy standard requires us to take the following measures:

  • Maintain the privacy of your health information, including implementing reasonable and appropriate physical, administrative, and technical safeguards to protect the information.
  • Provide you this notice as to our legal duties and privacy practices with respect to individually identifiable health information that we collect and maintain about you.
  • Abide by the terms of this notice.
  • Train our personnel concerning privacy and confidentiality.
  • Implement a sanction policy to discipline those who breach privacy/ confidentiality or our policies with regard thereto.
  • Mitigate (lessen the harm of) any breach of privacy/confidentiality.

We will not use or disclose your health information without your consent or authorization, except as described in this notice or otherwise required by law.

WE RESERVE THE RIGHT TO CHANGE OUR PRACTICES AND TO MAKE THE NEW PROVISIONSEFFECTIVE FOR ALL INDIVIDUALLY IDENTIFIABLE HEALTH INFORMATION THAT WE MAINTAIN.  IF WE CHANGE OUR INFORMATION PRACTICES, WE WILL MAIL A REVISED NOTICE TO THE ADDRESS THAT YOU HAVE GIVEN US.

V. How to Get More Information or to Report a Problem

If you believe your privacy rights have been violated, you have the right to forward complaints to the Secretary of the Department of Health and Human Services. Complaints may be provided verbally or in writing. Complaints or questions may be also be directed to our privacy officer. If you have questions and/or would like additional information, you may contact the privacy officer at the following address and telephone number:

Privacy Officer

 

Fertility Herbalist
Patricia Karnowski
MSOM, Dipl.Ac, LAc (Mi)
910-420-2194
1187 S Elms Rd
Flint, Michigan
48532

patricia@Fertilityformulas.com

ATTN: Privacy Officer

Effective date: June 2018